Having a bankruptcy in your past doesn't automatically disqualify you from obtaining a small business loan, but it may present some additional challenges. Each lender has their own specific criteria regarding post-bankruptcy lending, and it's uncommon for borrowers to qualify within the first year. Most lenders typically require a minimum of one year of demonstrated credit improvement after the resolution of a bankruptcy before considering loan eligibility.

Loans available from our partners range from $10,000 - $3 Million. Depending on the program Loan terms are from 3-360 months.

We're here to simplify the process and provide you with straightforward access to the largest network of online lenders. ​ With over two decades of experience in the finance industry, we know firsthand the importance of finding a reliable partner who truly understands your needs.

A line of credit offers a flexible and revolving form of credit, granting businesses access to a predetermined capital limit that can be utilized whenever needed. Unlike a conventional term loan, businesses can access any portion of the line of credit at any time, up to the predetermined limit. Interest is only charged on the amount actually used, offering cost savings and greater financial flexibility.

Minimum 6+ months in business (1+ year recommended) Minimum $10,000 gross monthly revenue 6+ months of business bank statements required (1+ year recommended) Additional requirements may vary based on factors like credit, income, time in business, and loan types.

The timing of receiving approved funding varies based on several factors. Each lending partner has its unique approval process, leading to different funding timelines. Typically, funds can be disbursed within 24 hours to 30 Days.